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Meowmee

(8,432 posts)

8. I was just talking to people at one account today

Reply to underpants (Original post)

Wed Apr 2, 2025, 08:52 PM

Apr 2

And will be doing something similar this week. I made a contribution to my roth ira and put it in a federal money market account with 4% returns, instead of the mutual fund, and I will be changing the balance after talking to a bond adviser tomorrow to 50% /50%. If you're really worried you can put all the money into a federal money market account as it will be safe there. But they told me even bonds will not be totally safe. This account has recouped some of the loss in December. The other one I need to do that soon too. 10% loss so far in both accounts.

I wanted to buy into a Canadian Government bond fund but they did not have that and I don't know if US government bonds are safe now. For some reason in the first account I never diversified it to some bonds which I should have done.

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underpants

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I moved my 401K type plan into bonds today [View all] underpants Apr 2 OP

DOW futures are down 2.7% gab13by13 Apr 2 #1

Smart man. Ellipsis Apr 2 #2

People are worried about stagflation gab13by13 Apr 2 #3

I didn't touch our portfolio... WarGamer Apr 2 #4

Ditto central scrutinizer Apr 2 #10

In fact... I might even add-in to our port if we see discount prices in the next few months. WarGamer Apr 2 #11

What a strategy: catch a falling knife. . . . . nt Bernardo de La Paz Apr 2 #16

I tinker with mine, occasionally - Ms. Toad Sunday #26

Because everything is normal & normal indicators apply & normal patterns apply? Bernardo de La Paz Apr 2 #15

This message was self-deleted by its author BannonsLiver Apr 3 #22

Agreed. Ms. Toad Sunday #25

I am currently doing a government money market fund anciano Apr 2 #5

I moved a large percent into 3 and 5 year funds with guaranteed 4.5 and 5% respectively in Dec and late Jan. MLAA Apr 2 #6

My financial advisor has done pretty much the PoindexterOglethorpe Apr 2 #7

I was just talking to people at one account today Meowmee Apr 2 #8

Royal Bank Canada and BMO (Bank of Montreal) have Canadian funds available in US dollars, and US operations Bernardo de La Paz Apr 2 #17

Yes I know thanks 😁 Meowmee Apr 2 #20

If I had that long before retirement I would have stayed invested in stocks, esp dividend paying stocks. beaglelover Apr 2 #9

Yup. Ms. Toad Sunday #27

Smart move. Will be a rough 3-4 months for any Krasnov portfolio. bucolic_frolic Apr 2 #12

I moved them into Money Market not long ago. Earthrise Apr 2 #13

You're lucky to have a defined pension plan, they mostly did away with those years ago ... cliffside Apr 2 #14

Defined Pension Plans are also invested heavily into stocks MichMan Saturday #23

True and probably should have said that professional money managers might have taken a more defensive ... cliffside Saturday #24

I'm not too far from retirement age, so I've got significant exposure to bonds, and I'll tell you... LudwigPastorius Apr 2 #18

Been thinking about that as well exboyfil Sunday #30

Probably a good move. radius777 Apr 2 #19

Longer term charts SPX and consolidation periods ... cliffside Apr 3 #21

4.2% IRA CD CountAllVotes Sunday #28

My primary IRA was 70% Bond 30% stock exboyfil Sunday #29