Sitting here after looking at my pension statement that came in the mail [View all]
A ramble over coffee i find humor I have two different plans one is defined plan from my time with Preston red star roadway then then the other plan is ups it’s separate plan ups is also defined plan yet with annuity. I’m 56 with thirty five years I remember thinking thirty something and out that changed because of medical insurance for retirees you have buy now used to be part of retirement.
Then my wife got sick she’s back to work yet her insurance is not the greatest so now plan is hope to go in 7 years so she can get what is it Medicare or Medicaid not complaining about situation life happens.
Yet sitting here thinking I remember thinking one day if I make it I’m gonna retire on easy street after working this shit buffet of freight the pensions are decent I’ll retire live great no trucking. And now as I sit here watching my wife do the times Sunday crossword.
I find myself thinking if I pass before my wife she’s gonna be ok and if I make it then I’m taking a lump sum. Live frugal and leave the money for the kids 
it’s crazy how our thinking changes over the years. I always planned on gifting myself one trip with some of the annuity maybe to Siberia to fish for taimen that has now changed.
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