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treestar

(82,383 posts)

41. Why don't they explain how it happened?

Reply to Night Watchman (Original post)

Tue Jul 5, 2016, 08:52 AM

Jul 2016

Poorly written.

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N.J. Forces Mom to Pay Son's Student Loans: Murder 'Does Not Meet Threshold for Loan Forgiveness' [View all] Night Watchman Jul 2016 OP

If it's spelled out in the paperwork SickOfTheOnePct Jul 2016 #1

I guess she can carve "Doctor" on his headstone. Spitfire of ATJ Jul 2016 #65

Murder should be enough of a reason to drop loan charges, even after the fact. That mother should downeastdaniel Jul 2016 #78

I disagree SickOfTheOnePct Jul 2016 #80

Are you really sick of the 1 percent? ecstatic Jul 2016 #91

You can be sick of the 1% SickOfTheOnePct Jul 2016 #95

She co-signed on the loan, so she's liable for it. Just reading posts Jul 2016 #2

I did not see anything in the post.... chillfactor Jul 2016 #4

It's in the linked article n/t SickOfTheOnePct Jul 2016 #5

If she hadn't cosigned, she would not be liable. Period. Yo_Mama Jul 2016 #39

Bingo. Simple as that, but still very sad. tonyt53 Jul 2016 #51

Post removed Post removed Jul 2016 #13

Oh, no....! Just reading posts Jul 2016 #15

I feel sorry for her creeksneakers2 Jul 2016 #16

Ever notice Just Reading Posts doesn't seem to be just reading posts? shenmue Jul 2016 #17

Well, I'm a lawyer, albeit not from the State of New Jersey . . . MousePlayingDaffodil Jul 2016 #18

She cosigned all his loans... woolldog Jul 2016 #21

".......all the lenders forgave the debt except the state of New Jersey." WillowTree Jul 2016 #76

This article states that the federal loans were forgiven SickOfTheOnePct Jul 2016 #90

Where did you see this? SickOfTheOnePct Jul 2016 #82

I'm curious... kag Jul 2016 #67

How can an appeal to the Supreme Court occur SickOfTheOnePct Jul 2016 #84

Sorry, my bad. kag Jul 2016 #109

unbelievable! chillfactor Jul 2016 #3

If you co-sign any loan, you are still responsible if the other signer dies or becomes incapacitated thesquanderer Jul 2016 #6

You enjoy this type of society then? Isn't it great?? Nt lostnfound Jul 2016 #72

If you don't want to be responsible for a debt, don't sign for it. Is that unreasonable? (n/t) thesquanderer Jul 2016 #79

higher education in NJ is a complete failure NJCher Jul 2016 #8

Unfortunately that is the way it is. LiberalFighter Jul 2016 #7

nothing unusual about this Takket Jul 2016 #9

only it they cosigned the CC application. Cryptoad Jul 2016 #11

That's not true. yeoman6987 Jul 2016 #23

Yes. If there are assets in the estate to cover the deceased's debts........ WillowTree Jul 2016 #24

Yes, because it is a claim against the estate by a legal creditor Kelvin Mace Jul 2016 #32

Key words: "mom's estate." WinkyDink Jul 2016 #96

I see the point now. yeoman6987 Jul 2016 #100

Sadly, I learned this last October. But as an only child, it didn't matter; her "estate" was mine. WinkyDink Jul 2016 #102

Do you have a link to back that up? smirkymonkey Jul 2016 #12

Wrong. kcr Jul 2016 #19

Only out of the estate or if the heir(s) co-signed for the debt when it was incurred. WillowTree Jul 2016 #25

yeah you are right.... Takket Jul 2016 #54

No the family doesn't have to pay.......... mrmpa Jul 2016 #53

Only if someone co-signs for it Blue_Tires Jul 2016 #86

Hello,,,,,,,, Cryptoad Jul 2016 #10

was it signed by Chris Christie? yurbud Jul 2016 #14

Did every single poster who thinks this is just because she's a co-signer kcr Jul 2016 #20

Perhaps she didn't cosign on the other loans creeksneakers2 Jul 2016 #22

Not her loans personally. kcr Jul 2016 #56

It doesn't matter SickOfTheOnePct Jul 2016 #92

Oh, it's New Jersey. Well, okay then. kcr Jul 2016 #111

49 Other States Night Watchman Jul 2016 #33

49 other states weren't a party to this contract. AtheistCrusader Jul 2016 #60

Yes, it would be better if the article explained how it happened treestar Jul 2016 #42

I think that's because the article's explanation focuses on the systemic explanation kcr Jul 2016 #57

Of course she's responsible for the balance of the loan that she co-signed. Why wouldn't she be? WillowTree Jul 2016 #26

very sad situation. the plan was of course for the son to pay back by being able JI7 Jul 2016 #27

The article says she can repay it without being too financially affected. She is complaining Yo_Mama Jul 2016 #40

This might be one of the worst things I've ever heard. Initech Jul 2016 #28

I can't believe this is a Democratic forum Dems2002 Jul 2016 #29

Sadly I'm not surprised. It's a fuck off I've got mine and this doesn't affect me kind of country. onecaliberal Jul 2016 #31

It's a fuck off I've got mine and this doesn't affect me kind of country. SammyWinstonJack Jul 2016 #49

Nor can I Night Watchman Jul 2016 #36

Personally I think that student loan providers are horrible predators Orrex Jul 2016 #38

When student loans were dischargeable in BK, it was commonplace for people who could repay Yo_Mama Jul 2016 #46

I've read about that, though it was before my borrowing time. Orrex Jul 2016 #48

Making student loans dischargeable in BK would sure hurt loansharking banks brentspeak Jul 2016 #61

Rude and false, bud. Yo_Mama Jul 2016 #71

Exactly..the people complaining about this skepticscott Jul 2016 #74

Give me a break Dems2002 Jul 2016 #112

If you want to argue for free college education, fine skepticscott Jul 2016 #113

Right it's the fault of students... Dems2002 Jul 2016 #114

In NJ's case, the loans were advanced not by the taxpayer brentspeak Jul 2016 #110

Believe it. The party's current chair supports payday loan sharking. closeupready Jul 2016 #50

I'm seeing this more and more here.... Locrian Jul 2016 #55

Seen anything economy-related here lately? HughBeaumont Jul 2016 #58

I agree. People who see nothing wrong here because it's a matter of "Paperwork" BlancheSplanchnik Jul 2016 #64

Hear, hear! smirkymonkey Jul 2016 #66

Wrong, Smirkymonkey Night Watchman Jul 2016 #106

I can feel empathy for her loss SickOfTheOnePct Jul 2016 #108

It a legal issue for some of us. You signed a contract. What happened isn't the lender's problem. Shrike47 Jul 2016 #103

I'm pretty sure I'm going to be sorry I asked....... WillowTree Jul 2016 #107

k&r Liberal_in_LA Jul 2016 #30

Horrible. romanic Jul 2016 #34

She took out the loan too. That's what cosigning is. If she hadn't signed for the loan, Yo_Mama Jul 2016 #43

That is so sad, NW.. Is this christy's fault? Cha Jul 2016 #35

If not the co-signer, who should assume responsibility for the debt? Shrek Jul 2016 #37

The Lenders And Taxpayers ProfessorGAC Jul 2016 #47

The state? malthaussen Jul 2016 #59

How about the investors who funded the loan? brentspeak Jul 2016 #62

Why don't they explain how it happened? treestar Jul 2016 #41

hmmmm suddenly bernies plan makes more sense dembotoz Jul 2016 #44

Suddenly? lonestarnot Jul 2016 #45

one needs to be careful how you phrase things here..... dembotoz Jul 2016 #52

Welcome to the Neoliberal World Order... modestybl Jul 2016 #63

Life Insurance Urchin Jul 2016 #68

This is a hole in loan agreements bucolic_frolic Jul 2016 #69

Did anyone bother to Google this? Indydem Jul 2016 #70

Nope REP Jul 2016 #73

The "man’s killing remains unsolved", and it was "likely tied to drugs." So state the police... xocet Jul 2016 #77

More than one article out there. Indydem Jul 2016 #83

My apologies...I neglected to post a link as I was hurried.... xocet Jul 2016 #105

But the mother is the one paying and she didn't do those things treestar Jul 2016 #89

Lesson: Colleges, in the U.S., need to be free CobaltBlue Jul 2016 #75

What makes you think that anything is ever "free"? Huge myth. Someone always has to pay. Always. WillowTree Jul 2016 #98

Hmm, so New Jersey transferred some of the federal student loans into state student loans... haele Jul 2016 #81

NJ is the only state where this is legal? Ash_F Jul 2016 #85

DeOliveira needs to take New Jersey to court Blue_Tires Jul 2016 #87

Take them to court for what? SickOfTheOnePct Jul 2016 #88

In this circumstance? Yes.. Blue_Tires Jul 2016 #93

I don't believe it was ruled an accident. Fla_Democrat Jul 2016 #99

Move to Washington state for immunity ErikJ Jul 2016 #94

Not exactly n/t SickOfTheOnePct Jul 2016 #101

Depression is but murder no? PatrynXX Jul 2016 #97

She was a co-signer. That's why she's stuck. TexasBushwhacker Jul 2016 #104