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haele

(14,854 posts)
6. This is still an attempt to get in front of the upcoming pain to Americans
Mon Oct 27, 2025, 10:07 AM
Oct 27

By blaming them for falling to advertising targeted to their betters and buying what they "don't need"...
Being poor is a moral hazard Gawd intends you to overcome.
Poorer, even middle class folks, need to be frugal and build up that emergency fund to cover them for a year or two, even if it means not purchasing a junker and renting a two bedroom "efficiency" for your family of four.
Work harder, get an extra job or two. Put 1/3 of your income in savings or better yet, an index fund so rich folks like your employer can get a bit of the money they spent hiring your ass back.
No eating out. No special treats for your kids. No new appliances or cars, thrift stores and used only
Maybe, just maybe - you can afford to help one kid buy a house or go to college when you're close to retirement. Or go on a vacation.
That is, if you still have Social Security or a pension for your retirement
Remember, being poor, not being a "winner" is a Moral Hazard and Gawd's intention to make you prove you're worthy of any "blessings" of comfort and prosperity.

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