General Discussion

Demobrat

(10,245 posts)

89. I just got a notification from my doctors office

Sat Oct 25, 2025, 03:32 PM

Oct 25

saying 3% charge for credit cards - and debit cards no longer accepted. Cash and checks okay. I don’t have a copay there, they bill the insurance and send me a bill for the difference.
But I stuck a couple of paper checks in my wallet anyway. This is becoming more and more prevalent, so I want to be prepared. The goal is no $ for the credit card companies from me.

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As seen at my local grocery store this morning at every check-out... [View all] hlthe2b Oct 25 OP

Payments to be rounded up in the store's favor, of course. sop Oct 25 #1

Where does it say "Payments to be rounded" ? Ptah Oct 25 #6

it doesn't. stopdiggin Oct 25 #54

So they round it off? Example $9.94 would be $9.90? Emile Oct 25 #2

Not by choice, they don't... Pennies add up... hlthe2b Oct 25 #7

Korea did something like this long ago Jerry2144 Oct 25 #38

"No net effect on anyone?" hlthe2b Oct 25 #47

Rounding is not SNAP, is not inflation, is not tariff taxes. . . . nt Bernardo de La Paz Oct 25 #49

Can you not put yourself in the position of a cash-only (donation-only) homeless person in this country for one damned hlthe2b Oct 25 #56

Yes, I'm an ignorant doofus? Isn't SNAP handled electronically (by card)? Tariff taxes are not paid in cash. Bernardo de La Paz Oct 25 #63

DUer progree has posted quite a bit about it #28 hlthe2b Oct 25 #71

Canada eliminated pennies years ago. Works just fine. I never hear complaints about it. Bernardo de La Paz Oct 25 #48

In 2012. I am well aware. That says nothing to the situation in US right now... hlthe2b Oct 25 #52

none of this has anything to do with losing the penny stopdiggin Oct 25 #60

You need to educate yourself as well. SNAP does not allow rounding up or down and thus the poor using cash hlthe2b Oct 25 #65

you effectively prove my point. SNAP has nothing (read again, NOTHING) to do stopdiggin Oct 25 #73

I most certainly DID NOT. STOPDIGGIN! and educate yourself... hlthe2b Oct 25 #78

and the idea that I am somehow 'above' it all stopdiggin Oct 25 #85

So rounding will only affect people who pay cash & don't have any pennies, right? -nt CrispyQ Oct 25 #83

that's a 'mostly' yes. there. stopdiggin Oct 25 #84

Message auto-removed Name removed Oct 25 #61

The note says nothing about rounding. Ptah Oct 25 #8

Right, they're just saying they might lack pennies to make change for you. forgotmylogin Oct 25 #50

Still, people must find a reason to continue their cortisol high. Igel Oct 25 #70

"Ideally they should adjust the prices so that when adjusted for tax they will always end in #0 or #5" Wiz Imp Oct 25 #72

$9.95 sop Oct 25 #11

Rounding 9.94 (or 9.93) would be 9.95. Ms. Toad Oct 25 #21

LOL, whoops 🤭 Emile Oct 25 #24

Considering the lack of laws governing this and general corporate greed all will be rounded up. Angleae Oct 25 #86

Image: Ptah Oct 25 #3

Thank you.. 'want to tell me how to do it next time? hlthe2b Oct 25 #4

Go to your linked image. Right click and select 'Copy image address' Ptah Oct 25 #5

Thanks. And no, Krogers-King Soopers has no intention of rounding (at least not in favor of customer) hlthe2b Oct 25 #9

I'm seeing more notices that business is now adding the CC/Debit bank processing fees to the consumer's Hotler Oct 25 #10

Well that's gonna make everything Ilsa Oct 25 #31

If we don't have any pennies it has to be rounded up or down. What is Kroger doc03 Oct 25 #12

Simple. Round up or down. Ptah Oct 25 #15

This message was self-deleted by its author doc03 Oct 25 #13

Who pays with cash anymore? Srkdqltr Oct 25 #14

I saw two people (and that was at 6:00 AM)... Really, Srkdqltr? hlthe2b Oct 25 #16

Republican billionaires have "no prob" with this Champp Oct 25 #17

the local cannabis store is only allowed to take cash eShirl Oct 25 #18

Pot dealers generally don't take credit cards. twodogsbarking Oct 25 #19

My favorite coffee shop only takes cash. Demobrat Oct 25 #43

that probably has to do with federal laws and banking stopdiggin Oct 25 #64

People who are poor. twodogsbarking Oct 25 #20

Exactly, and the elderly. TNNurse Oct 25 #22

Far too many have to go to paycheck cashing places TexasBushwhacker Oct 25 #36

If I am buying something that costs less than $5, I pay with cash. appleannie1 Oct 25 #23

Farm market Cirsium Oct 25 #30

I had my own business but I did take my product to shows. appleannie1 Oct 25 #32

We also take Venmo for those who don't have cash on them. Squaredeal Oct 25 #58

I for one pay with cash A LOT ToxMarz Oct 25 #29

Message auto-removed Name removed Oct 25 #87

I do quite often. Depends what establishment I'm at. dameatball Oct 25 #33

I'm starting to carry cash again. Demobrat Oct 25 #41

Strong argument. I feel moonscape Oct 25 #75

That's why I use the cards too. Demobrat Oct 25 #88

I have been Marthe48 Oct 25 #44

Maybe 1 in 4 purchases.... dwayneb Oct 25 #67

I do sometimes. Igel Oct 25 #74

Canada doesn't deRien Oct 25 #25

Yes. And apparently we are now. No thoughtful policy on doing so, however. That's the point. hlthe2b Oct 25 #26

I don't know deRien Oct 25 #34

And who pays for the four cent on each $0.26 if the store won't round down? hlthe2b Oct 25 #40

This was hashed over some time ago on DU. When pennies are eliminated, rounding down & up is the law. . . .nt Bernardo de La Paz Oct 25 #51

I know. I was being polite because you and I went at it over your unwillingness to note the differences here hlthe2b Oct 25 #53

For others who missed that discussion, I was slightly wrong, but only slightly ... Bernardo de La Paz Oct 25 #57

DONE, Bernardo. Personally, I try to help the poor to the extent I can. Not dismiss US policies that hurt them more. hlthe2b Oct 25 #62

personal attacks are frowned upon. And the poster's comments are very much on point stopdiggin Oct 25 #68

So you believe someone pointing out the impacts on the poor that your seemingly ignore is a personal attack on YOU? hlthe2b Oct 25 #69

Well, maybe if your snack was $4.00 instead of $3.99 usonian Oct 25 #27

🚨 SNAP benefits users - Rounding in either direction not allowed, according to U.S. law progree Oct 25 #28

Two of my doctors now: No cash; 3% surcharge on credit card; debit ok; check ok. dameatball Oct 25 #35

I just got a notification from my doctors office Demobrat Oct 25 #89

I recall a shortage during covid, but it was Conjuay Oct 25 #37

In Germany, they got rid of the pfenning (the equivalent of the U.S. penny). Here's how they did it ... aggiesal Oct 25 #39

No apology needed. With all the added fees... 3catwoman3 Oct 25 #55

What I personally really hate is the parking fee ... aggiesal Oct 25 #66

Fees are extra bc otherwise they could not advertise and sell the lower rate (the nominal rate before fees). . . nt Bernardo de La Paz Oct 25 #77

I agree, but like Event tickets, by law the after market tickets ... aggiesal Oct 25 #79

I don't understand dropping the penny bif Oct 25 #42

If the cost thing were the legitimate reason, then they should stop manufacturing nickels Wiz Imp Oct 25 #76

I have a change jar in my house. There used to be stores with donation jars for small change where one could efhmc Oct 25 #45

Should have eliminated pennies decades ago. fargone Oct 25 #46

Gee, if the Republicans had not closed down Congress, maybe they could be passibg a bill with exact rounding rules Bluetus Oct 25 #59

If they would simply declare pennies to be worth a nickel bucolic_frolic Oct 25 #80

I never pay with cash Bluestocking Oct 25 #81

This message was self-deleted by its author PeaceWave Oct 25 #82