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In reply to the discussion: Aetna Insurance denies treatment to breast cancer patient [View all]AngryOldDem
(14,180 posts)It was with my first full-time job, and I thought my head would explode looking at all the different coverage options. But then every year the options kept getting reduced. My current employer has one provider only, and its been like that for years. And every year it seems they get more draconian about what they cover. Im on a fairly expensive medication that they wont cover. They want me on a generic, and my doctor says it is not the same. So I pay for it out of my HSA, and everytime I get a refill the pharmacy lectures me about it. My response is, My insurance does not dictate my health care. That shuts them up.
Ive come to the conclusion that health insurance, especially, is a scam.
Oh
and private markets? I was self-insured for a few years and one provider I had pulled out of my state, leaving me scrambling to find something else. And it was hella expensive, to boot. (Long before ACA.)
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