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In reply to the discussion: Aetna Insurance denies treatment to breast cancer patient [View all]Silent3
(15,909 posts)5. How many people have much choice?
I have the plan my company offers, one of a very small range of options, that has the price that I can bear. I haven't made a change in a while, but I think this small range of options is either all from one insurance company or maybe two. As time goes by, the price goes up, the deductibles go up, and the coverage goes down.
This is typical for most Americans who aren't on Medicaid or Medicare.
Even as much as this sucks, my employer is still covering the bulk of the cost of my insurance. If I turned down coverage through my employer, and bought on the private market, I'd only get back a fraction of what my current insurance costs in my paycheck to go out and buy something else on the private market.
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