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Benefits of NOT buying lunches and coffees while working- after retirement
Money saved to be spent on "this old house" when it got messed up.
(yes there is insurance but also the deductible)
Money to pay for a "home helper" (such as it is)
((cherish your relatives and friends- who else will take care of you if THEY die??))
Money so it's not a crisis when the real estate bill balloons because your area just got Amazoned...