There was a time when those who exploited loopholes would have been shut down by the community.
It would not have taken a court order. People would not have rewarded that behavior with their business, nor their congress. They would not have been able to remain open. They would not have been able to survive... as long as they kept on behaving in that manner, or continued to espouse it. People in general would have shunned them. There would have been no help for them.
Societal/cultural pressure. It used to be the norm. It is still a power, but it is not used in that way anymore.
I wonder why we stopped?
Because, the programming worked.
To continue to employ any aspect of the existing bureaucracy is to perpetuate it. To perpetuate it is to perpetuate the other aspects of what has blatantly become an economically biased and unfair system. To perpetuate that is to continue to alienate large swatches of our society, as well as saying to those same swatches that they just don't matter because they fail to perpetuate everything aforementioned. We sure talk the talk, but when it comes to walking the walk, we keep on shying away from actual, fundamental change that would resolve a lot of said imbalances, because those changes will not be pleasant, nor retain much of the existing power structure that exists today. The last is the particular sore spot with people, which again creates questions that everyone seems to want to ignore.
Why would we want to do that? (Rhetorical question.)
I guess that, as a 'liberal progressive', I expect too much from our societal structure. We don't seem interested in being either anymore. No profit in it. 